Business Loans
{"items":[{"heading":"Shred Day - Johnson City, TN","startDate":"June 13 at 9:00am ET","url":"/resources/shred-days/tennessee/shred-day-johnson-city,-tn","summary":"June 13, 2020 – 8AM-12PM or until trucks reach maximum capacityState of Franklin Branch
255 Marketplace Blvd
Johnson City, TN 37604","lat":"","lng":""},{"heading":"Shred Day - Gray, TN","startDate":"September 26 at 9:00am ET","url":"/resources/shred-days/tennessee/shred-day-gray,-tn","summary":"September 26, 2020 – 8AM - 12PM or until trucks reach maximum capacityGray Branch
384 Roy Martin Rd
Gray, TN 37615","lat":"","lng":""},{"heading":"Shred Day - Blountville, TN","startDate":"October 3 at 9:00am ET","url":"/resources/shred-days/tennessee/shred-day-blountville,-tn","summary":"October 3, 2020 – 8AM - 12PM or until trucks reach maximum capacityBlountville Branch
1911 Hwy 394
Blountville, TN 37617 ","lat":"","lng":""},{"heading":"Shred Day - Greeneville, TN","startDate":"October 1 at 9:00am ET","url":"/resources/shred-days/tennessee/shred-day-greeneville,-tn","summary":"October 10, 2020 – 8AM - 12PM or until trucks reach maximum capacityGreeneville Branch
3811 E. Andrew Johnson Hwy
Greeneville, TN 37745","lat":"","lng":""},{"heading":"Shred Day - Kingsport, TN","startDate":"October 24 at 9:00am ET","url":"/resources/shred-days/tennessee/shred-day-kingsport,-tn","summary":"October 24, 2020 – 8AM-12PM or until trucks reach maximum capacityMeadowview Branch
2021 Meadowview Lane
Kingsport, TN 37660 ","lat":"","lng":""}]}


We offer Commercial Real Estate Loans for a variety of property types and offer fixed rates on terms up to 10 and 15 years.

Whether you are buying a new location or expanding your current building, ECU has a number of ways to help you get the financing you need to get your plans started! Available for owner-occupied and investment properties.

  • Rental Property – Multifamily apartment complexes, single family homes, duplexes and more.
  • Office – Large and small office buildings, including medical office buildings.
  • Warehouse buildings – Most warehouse properties, industrial buildings, self-storage facilities, office/warehouses and flex buildings.
  • Retail – Retail centers, including anchored retail, shadow-anchored retail and strip retail properties. We offer financing on single and multi-tenant buildings with national and regional tenants.
  • Other – We will also finance self-storage, hospitality, restaurants, gas stations and convenience stores. We provide financing for single and multi-tenant and mixed-use properties

Have a different property not listed here? Please contact us to see if your property is eligible for financing. Call 423-578-7392 for rate information.

Learn More:

Commercial Real Estate Loan Terms

Loan TermsAmortizationLoan To Value
Fixed rates up to 10 & 15 years with up to 25 year maturities with rate adjustmentsUp to 25 years for residential investment property types, 20 years for commercial property and credit tenants under long-term leases80% maximum for most property types

Rates accurate as of May 1, 2020 and are subject to change.