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    Consolidate Your Loan

    Graduate and Celebrate

    Do you have multiple student loans with varying rates financed at other financial institutions or from other sources?  Wouldn’t you love the simplicity of one student loan payment at a great rate?  ECU can help!

    One Loan, One payment and No application Fees!

    Apply for a loan anytime that is convenient for you. It’s simple, secure and it takes just minutes.

    Details for your application:

    - A valid Social Security Number / Individual Taxpayer Identification Number is required to apply.
    - Provide a valid email address.
    - You must be eligible for membership at ECU. Click here for more info.
    - You must provide a 20-day payoff for current lenders with payoff addresses.
    - It is acceptable to refinance an Eastman Credit Union student loan, as well as loans from other lenders.

    Rates as low as 3.75% APR*

    FEDERAL STUDENT LOAN CONSOLIDATION:  Federal student loans are funded by the federal government. Private student loans are nonfederal loans, made by a lender such as a bank, Credit Union, state agency, or a school. Federal student loan programs offer various benefits and repayment options, such as income-driven repayment plans or loan forgiveness program. If You consolidate or refinance Your federal loans with a private lender, such as ECU, You will lose benefits available to federal student loan borrowers. For more information, visit www.ed.gov.

    *Important Information:  Subject to Approval.  APR is Annual Percentage Rate. Your rate may be higher depending on credit history, underwriting criteria and loan amount.  Certain restrictions may apply.


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